In India, the pursuit of parenthood through In Vitro Fertilization (IVF) is a journey laden with emotions and financial considerations. Couples and individuals contemplating IVF treatment need a clear understanding of the specific costs associated with each step of the process. In this comprehensive price guide, we will break down the expenses involved in IVF treatment in India, providing a detailed overview of the costs to help you navigate your path to parenthood.
IVF treatment in India offers new hope for many aspiring parents. However, comprehending the intricate web of costs is crucial for effective financial planning throughout the IVF journey. Let's delve into the specifics of IVF expenses, allowing you to make informed choices on your path to parenthood.
The Average Cost of IVF in India
The cost of IVF treatment in India varies depending on several factors. The average cost typically starts at Rs. 75,000 and can go up to Rs. 2,25,000. However, the final cost is influenced by variables such as the number of IVF cycles needed for successful conception, consultation fees, the city where the procedure is performed, and preoperative diagnostic tests. It's important to note that these figures can fluctuate due to factors such as the clinic's reputation, location, and the complexity of the treatment.
IVF, short for In Vitro Fertilisation, is a widely practiced and effective form of Assisted Reproductive Technology (ART) designed to assist couples facing infertility issues in achieving parenthood. During an IVF procedure, a man's sperm and a woman's eggs are combined outside the body in a controlled laboratory environment.
Listed below are the estimated IVF treatment costs in various cities across India:
Ahmedabad: ₹25,000 - ₹2,00,000
Bangalore: ₹25,000 - ₹2,00,000
Chennai: ₹25,000 - ₹2,25,000
Delhi: ₹13,011 - ₹70,000
Hyderabad: ₹17,857 - ₹2,03,444
Indore: ₹17,857 - ₹1,42,857
Jaipur: ₹17,857 - ₹2,20,000
Kolkata: ₹17,857 - ₹2,00,000
Please note that these cost estimates serve as a reference and may vary based on individual circumstances and the healthcare facility you choose for your IVF treatment.
Breakdown of IVF Treatment Costs
Consultation Fees: The initial consultation with a fertility specialist involves discussing your medical history and fertility evaluation. Consultation fees can vary based on the doctor's experience and reputation.
Medication Cost: IVF treatment often requires medications for ovarian stimulation, egg maturation, and luteal support. Medication costs can fluctuate depending on the prescribed protocol and dosage.
Diagnostic Tests and Ultrasound Scans: Evaluating the fertility status of both partners involves various tests and scans, including blood tests, semen analysis, and ultrasounds.
Ovarian Stimulation Medications: This process involves stimulating the ovaries to produce multiple eggs through medication. The cost depends on the stimulation protocol.
Egg Retrieval: A surgical procedure to retrieve eggs from the ovaries incurs charges for anesthesia, surgeon fees, and operating room use.
Sperm Preparation and Freezing: When required, sperm preparation and freezing come with additional costs.
Embryo Culture and Development: After fertilization, embryos are cultured before transfer, with expenses covering laboratory charges and embryologist fees.
Embryo Transfer: Transferring fertilized embryos into the uterus includes anesthesia, operating room charges, and the physician's fee.
Cryopreservation of Extra Embryos: Any surplus embryos can be cryopreserved for future use, with charges encompassing the preservation process and storage.
Pregnancy Test: After embryo transfer, a pregnancy test is performed to check for conception.
Egg Donor: ₹50,000 to ₹80,000 (in addition to the cost of IVF)
Additional IVF Costs
PGD or PGS: Above ₹5,000 per embryo
Mild IVF: ₹1.5 lakh (approx.)
Aggressive IVF: ₹1.75 to ₹2 lakh (approx.)
IUI (Artificial Insemination) Costs
IUI Procedure: As low as ₹3,000
IUI Cost in Major Cities:
Mumbai: ₹10,000 to ₹15,000
Bangalore: ₹8,000 to ₹9,500
Delhi: ₹6,000 to ₹8,500
Chennai: ₹4,000 to ₹5,000
Kolkata: ₹4,000 (approx.)
Hyderabad: ₹4,000 (approx.)
Pune: ₹4,000 (approx.)
Diagnostic and Corrective Test Costs
Laparoscopy (Diagnostic and Corrective): ₹50,000 to ₹70,000
HSG: ₹5,000 to ₹8,000
IVF Treatment Costs in Government Hospitals
Normal IVF: ₹70,000 to ₹1 lakh (inclusive of tests)
Factors Influencing IVF Costs
Type of IVF Procedure Required
Patient's Age and Medical History
Clinic's Reputation and Location
Medication and Consumables
Number of IVF Cycles Required
Does Health Insurance Cover IVF Treatment?
Health insurance in India typically does not cover the cost of IVF treatment, as it is considered an elective procedure. Some policies may cover diagnostic tests and related procedures, but coverage varies. Review your policy to understand the extent of coverage and any associated costs.
Diagnostic Hysteroscopy: ₹25,000
Operative Hysteroscopy: ₹30,000
Frozen Embryo Transfer: ₹30,000
Diagnostic Laparoscopy: ₹60,000
Operative Laparoscopy: ₹80,000
Cervical Stitch: ₹30,000
Cyst Aspiration: ₹5,000
D & C (Dilation and Curettage): ₹7,500
6-Month Embryo Storage: ₹25,000
1-Year Embryo Storage: ₹35,000
Embryo Donation: ₹70,000
Embarking on the IVF journey in India is a profound experience that demands careful financial planning. By understanding the detailed costs associated with each step of IVF treatment, you can make well-informed decisions on your path to parenthood. Remember that IVF expenses vary based on individual circumstances, and various options are available to make fertility treatment more accessible.